AI-powered Forecasting Solutions

Client 

A leading global retailer with an extensive online and offline presence sought to improve customer engagement and loyalty through AI-driven personalization and predictive analytics. 

In today’s digital-first world, organizations with legacy IT infrastructures struggle to keep up with increasing demands for efficiency, scalability, and security. A global leader in technical and vocational education, committed to the philosophy of "no learner is left behind" since 1848, faced similar challenges.

Struggling with outdated infrastructure and the complexities of cloud migration? Discover how Visionet helped a leading title & settlement services company modernize its IT environment with Microsoft Azure—achieving faster scalability, improved security, and uninterrupted business operations. 

Client:

A global financial services leader based in Boston, offering investment, retirement, and wealth management solutions. The firm leverages advanced technologies to ensure precision, consistency, and informed decision-making, maintaining its industry leadership.

Client:

A top global reinsurance provider offering property and casualty solutions, known for innovation and trusted by insurers worldwide.

Client

The client is a renowned distribution company specialized in disposable products, serving various clients across diverse industries such as healthcare, food service, and hospitality.  

The client

The client is a renowned pharmaceutical company with over 40 years of experience in developing life-transforming medicines. Operating globally, the company has consistently excelled in ambitious research projects and innovative healthcare solutions.

Client 

The client is a global leader in manufacturing medical equipment, known for developing advanced non-invasive and minimally invasive treatment systems. Their solutions empower plastic surgeons, dermatologists, and medical professionals to enhance patient care and achieve optimal results.

Is your organization struggling with outdated security systems and compliance challenges? Discover how Europe’s leading specialty pharmacy transformed its operations, ensuring patient data security, regulatory compliance, and uninterrupted services. 

Unlock secrets to IT efficiency 

Are IT inefficiencies disrupting your business? Learn how Visionet’s Azure-based solutions helped a leading luxury swimwear retailer streamline operations, reduce costs, and achieve near-perfect uptime. 

Are you struggling with high operational costs and inefficiencies in your print and mail processes? Discover how Visionet empowered a leading Benefits Administrator to overcome significant challenges, reduce expenses by 20%, and optimize operations for sustainable growth.   

Client:

A leading U.S. mortgage lender specializing in home equity loans and HELOCs operates in 41 states and D.C. Known for rapid growth among peers, the client aimed to streamline non-value-added processes through a transformation initiative to boost customer satisfaction by cutting turnaround times and reducing operating costs.

Client: 

Y Hata & Co., Ltd. is Hawaii's largest family-owned food service distributor, serving restaurants, hotels, schools, and healthcare facilities. With over a century of experience, Y Hata offers a wide range of high-quality products, including fresh produce, meats, seafood, and dairy, sourced from trusted suppliers. Their commitment to exceptional service, reliability, and innovation has made them a leading player in Hawaii’s food service industry.

Client

Founded in 1867 in Michigan, Edwards Garment has become a leading manufacturer specializing in high-quality uniforms and corporate clothing. Shipping 15,000 to 20,000 pieces daily across the U.S., it caters to various industries, from hospitality to healthcare, providing attire that enhances brand image. Dedicated to exceptional customer service and innovative products, Edwards Garment is a trusted partner for professional attire solutions. 

Business Overview 

A prominent insurance services company, managing over $3.5 billion in premiums with 2,000 associates across North America, Europe, and Australia, specializes in Property, Casualty, and Specialty insurance, along with Warranty and Protection services. However, their underwriting process faced significant challenges, including cumbersome workflows and manual data entry, which led to delays, errors, and customer dissatisfaction. 

Business Overview 

A leading specialist insurance company, operating across Europe, the US, and the Pacific, offers services in professional indemnity, property, marine, and more. They faced inefficiencies in their Credit Control team’s monthly reporting, which was manual, time-consuming, and error-prone. 

Client  

The client is a leading advisor and global leader in excess inventory solutions for specialty stores, retailers, and famous brands of apparel, accessories, footwear, and home goods. Client’s inventory and custom solutions encompasses processing services, quality control inspection, label alterations, and other related services.  

Client: 

Rockler, a leading multi-channel retailer based in Medina, Minnesota, has been providing high-quality woodworking and hardware products since 1954. Their customers include hobbyists, DIY enthusiasts, and professional woodworkers. 

Client 

The client is a leading tech-enabled, in-home accommodations platform that simplifies short-term rental industry’s back-of-the-house operations.  

Client 

Al Baker Group, a leading business conglomerate in Qatar, operates across healthcare, FMCG, and real estate. Since the 1940s, it has remained a key player in the GCC region, delivering innovative solutions. 

Challenges 

With a rigid on-premises infrastructure limiting scalability and efficiency, Al Baker Group sought a seamless Azure migration to enhance performance, security, and innovation. 

Overview Visionet helped TeamViewer build a new application landscape and an innovate cloud-powered customer-centric solution to enable seamless and uninterrupted global rollouts.

Challenges

TeamViewer sought a smooth digital transformation that would allow the company to expand its global footprint.

The challenge was to do it without any downtime and service interruptions.

Client

Atrium helps innovative companies in navigating the evolving modern-work landscape through custom-designed talent strategies and proven workforce solutions that drive organizational success.

Client 

The client holds a prominent position in the global luxury apparel and accessories industry.  

Challenges 

The client was encountering challenges related to sluggish and manual development and deployment procedures spanning different domains. These issues included cumbersome testing processes, and unreliable deployment of critical services, significantly impeding overall efficiency.  

Client  

The client is an American luxury leather goods brand. Originally a men’s supplier of belts, suspenders, and ties, the company now specializes in handbags and small accessories. 

Visionet's AI-driven Data Modernization transformed a leading biotech's complex data landscape, enabling faster insights and accelerating drug discovery. 

Client  

The client is a prominent biotechnology company with over 35 years of experience in developing life transforming medicines globally. Their expertise lies in conducting ambitious research projects and translating scientific breakthroughs into effective medicines.  

Visionet's AI-driven Data Modernization platform empowered a US aesthetics leader with insights, time savings, automation, and self-service, fueling informed decisions and growth. 

Client  

The client is a renowned player in the US Medical Aesthetics Sector, specializing in manufacturing advanced devices used in various cosmetic procedures, including laser hair removal, skin treatments, and body sculpting.  

Visionet transformed a leading online retailer's data infrastructure with AI-powered solutions, enhancing efficiency, scalability, and decision-making capabilities.

Client 

The client is a prominent retailer renowned for offering an extensive array of tools and accessories.  With years of industry experience, they excel in satisfying a diverse range of customer needs, ranging from general to highly specialized requirements. 

Visionet's AI-powered solution revamped a leading insurer's data platform, boosting efficiency, security, and scalability while delivering cost savings and end-to-end visibility.

Client 

The client is a leading life insurance provider, delivering its services to millions of customers. Their aim is to ensure financial security worldwide through their comprehensive range of offerings. 

A leading pharmaceutical company faced challenges in streamlining data from multiple sensor devices provided by different manufacturers to measure drug efficacy. Visionet proposed an intelligent sensor data platform that standardized analytical schema, provided an ingestion layer for variety of sensors and an AI framework.  

Client

The client is a leading global luxury apparel and accessories brand best known for creating elevated yet understated pieces for every day effortless style.

Challenges

In recent years, the client encountered recurring ransomware attacks. They lacked a centralized log management platform and had never subjected their infrastructure to penetration testing. Moreover, due to a shortage of qualified IT personnel, the client couldn’t review security events.

Client  

The client, headquartered in North America, is a prominent pharmaceutical company.  

Client

The client is a prominent retail player specializing in mattresses and accessories and has over 2,400 stores across the US.

Client

The client is a prominent retail player specializing in mattresses and accessories and has over 2,400 stores across the US.

Explore enhanced research experiences with Visionet & Google Cloud. AI-driven video summaries ensure effortless discovery and personalized recommendations.

Client

The client provides platform and software services to help researchers and academic institutions create, manage, and share scientific and academic research content.

Explore how Visionet, with Google Cloud Platform, revolutionized content for a research provider. Our AI-driven solution ensures accurate information retrieval and establishes trust in the research community.

Client

The client offers platform and software services to help researchers and academic institutions create, manage, and share scientific and academic research content.

Client

The client is a leading player in the business of specialty mattresses in the US and has over 2,400 stores spanning across 49 states.

Client 

The client is one of the largest retailers specializing in mattresses and accessories and has over 2,400 stores across the US. Committed to delivering exceptional customer experiences and ensuring continued industry dominance, they aimed to enhance their reporting and automation capabilities by revamping their vendor reporting system.  

Client 

The client, a key US retailer specializing in specialty bedding and mattresses, aimed to optimize artifact deployment to increase operational efficiency. 

Client 

The client is a major US retail player in the mattress and accessories business with more than 2, 400 stores spanning across 49 states. It has a strong reputation for delivering superior customer experiences.  

Client 

The client is a key US retailer with more than 2,400 stores engaged in the business of specialty bedding and mattresses. The company was looking forward to boosting its competitive edge through strategic pricing.  

Challenge 

Over the years, the company has encountered obstacles in tailoring an effective pricing strategy that is fine-tuned with the ever-changing market conditions and competitor offerings.  

Our client, a leading EMEA telecommunications service provider, sought to enhance user experiences across mobile and web platforms. However, its outdated application architecture frequently crashing hindered its capabilities to scale. This is where Visionet stepped in. By embracing an on-premises microservices architecture, we propelled its applications to new heights. Results?

Challenge

Our client, a leading biotechnology company, was facing operational inefficiencies due to siloed teams working independently with little collaboration. The organization lacked well-defined operational processes, and  the instability with its existing data platform resulted in high platform costs and usage inefficiency.

Overview Visionet implemented Catapult for Marks & Spencer to rapidly reimagine their eCommerce experience and achieve record-breaking sales while significantly increasing conversion rates, average order value, operational efficiency, and much more.

Challenges

M&S’s legacy web store was built on outdated technology, which wasn’t cost-effective to update.

Learn how Visionet enabled a leading news organization to maximize the capacity and responsiveness of its election results portal.

Challenge

During the 2020 Presidential Elections, our client was facing multiple challenges with its election results platform. The two biggest challenges included:

Visionet's solution automated tasks, enhancing productivity and accuracy of actuarial operations.

The client engaged with Visionet to boost efficiency. Visionet's Actuarial Automation Solution was tailored to the specific needs of the insurance company. The solution integrated seamlessly into the existing workflow using industry-standard technologies and tools. 

Discover how our AI-powered Customer 360° solution streamlined data for a top insurer.

Due to the complexity of data sources and the vast size of the client’s data, they faced significant challenges in consolidating and harmonizing customer data into a unified and trusted source. The client also struggled with analyzing and understanding customer journeys and identifying opportunities for upselling and cross-selling insurance products to their customers.

Overview Visionet implemented Microsoft Dynamics 365 to improve the fashion brand’s supply chain and retail operations, time management, and data accuracy, and integrated a modern point-of-sale solution for their retail stores.

Looking for a competent eCommerce partner to help them revitalize their eCommerce site performance, a leading retailer in the U.S leveraged Visionet’s end-to-end digital consulting services. This collaboration enabled the brand with next-generation mobile experiences, optimized organic search visibility, and improved impressions.

To overcome the obstacles posed by its outdated legacy system and enhance its commercial operations, the world's largest spinner of pure wool and wool blend yarns, Südwolle Group, turned to Visionet for a comprehensive solution. And Visionet successfully delivered!

Client 

A leading member organization in the retail real estate industry, seeking to address operational inefficiencies and enhance user experience for event management. The client partnered with Visionet to revolutionize its event registration, payment processing, and overall digital transformation. 

HauteLogic resolves supply chain complexities by implementing end-to-end supply chain visibility.

Client 

A global British retailer with 1,509+ stores aimed to expand its school uniform eCommerce business and reach £1 billion in UK revenue but faced legacy system limitations. 

An in-depth case study on a leading mattress & bedding accessories retailer A leading mattress and bedding retailer struggled to efficiently store, manage, and interpret customer data, hindering its business growth and affecting customer satisfaction. Despite having a steady influx of website visitors, its conversion rates were not up to par.  To improve its conversion rates and provide enhanced shopping experiences, it&nbsp

Client 

A globally recognized lingerie brand, known for designing apparel tailored to fuller bust sizes, sought to expand its organic presence in the UK and US markets while improving SEO performance and revenue growth. 

Visionet revamped a Fortune 500 insurer's data platform for optimized performance and costs and improved data management.

Our client is a global medical device company based in Massachusetts, specializing in manufacturing aesthetic and medical lasers for various treatments. It operates in over 130 countries, providing training, support, and resources to medical professionals.

Our client is a national home goods store with over 2,500 locations across the US, generating multi-billion-dollar revenue annually. Visionet streamlined its data operations and improved efficiency and performance through DataOps.

Client 

A multinational telecom company headquartered in Norway, providing mobile and fixed-line telecommunication services to over 180 million customers across 9 countries in Europe and Asia. 

Client 

A top UK specialty insurer sought a flexible, low-code solution to modernize underwriting, financial control, and share dealing. Legacy systems caused integration challenges, slowing time-to-market for new products and increasing manual processes. 

A multinational beauty company was facing difficulties in devising scientific method for forecasting and strategic planning. Visionet developed a accurate predictive forecasting pipeline accommodative of managing all data sources and external factors, lashed with capability to handle future challenges. The resulting forecasting pipelines enabled data-driven decision-making capabilities impacting product innovation, opening new markets, and supply chain planning.

Client 

A leading organization utilizing Resware, an internal application for managing the closing process, document classification, and data management in a highly complex environment. 

CPO, a leading U.S. tool retailer, sought Visionet’s expertise to create a more engaging and profitable online shopping experience through Salesforce technology.

Visionet improved Rebecca Taylor's eCommerce experience by revamping the "customer stories" feature, which enabled merchandisers to boost social engagement. An AI-driven product recommendation engine was also implemented to enhance cross-selling opportunities.

Challenges

Rebecca Taylor is a womenswear brand inspired by beauty in the everyday. Rebecca Taylor reached out to Visionet to help unify their customer experience across different sales channels, including eCommerce.

Client 

A leading fashion apparel brand sought to enhance its eCommerce presence by reinventing its sitewide user experience. Their outdated legacy email tools and inefficient marketing platforms hindered their ability to engage unique customer segments, personalize campaigns, and optimize digital performance, leading to increased integration costs and higher bounce rates. 

Our client, a premium oilfield chemicals supplier, and energy-related services provider collaborated with Visionet to modernize its processes and upgrade from Dynamics AX 2012 to Dynamics 365. Find out how this digital transformation has enhanced their operational efficiency and ensured continued industry competitiveness.

Client 

Our client is a global leader seeking to better govern and support its extensive field force across multiple countries. 

Client 

KUIU, a premium gear manufacturer for mountain hunters, needed a scalable eCommerce solution to handle rapid growth and offer a more personalized shopping experience. 

Visionet enabled leading software solutions and services provider to overcome a lack of security governance and controls and audit delay, paving the way for standardized compliance, enhanced efficiency and productivity, and improved overall security posture.  

Client 

A leading home goods store chain was struggling with reduced ROI due to excess inventory caused by inaccurate demand forecasting. These inefficiencies in their supply chain were impacting profitability and operational agility, prompting the need for a next-gen forecasting solution. 

The case study is about a multinational consumer goods company that operates globally and owns over 400 popular brands. Due to the size of its distribution network, the company was generating large volumes of raw data daily and struggled to track key performance indicators and track distributor performance.

Overview Visionet transformed an international bank’s legacy platform integration, data entry, and cloud archival processes using RPA bots, resulting in an increase in efficiency of over 6x.

Client 

Kellwood Apparel is a leading U.S.-based manufacturer of fashionable apparel for women, juniors, and girls, with well-known brands such as Jolt, Rewind, My Michelle, Democracy, Briggs, and reCreation. With over 50 years in the fashion industry, Kellwood is known for its diverse portfolio and commitment to high-quality designs. 

Client 

ICSC is the world’s leading trade association for the shopping center and retail real estate industry. With 70,000+ members in over 100 countries, ICSC hosts hundreds of events annually, connecting industry professionals through networking, insights, and business development opportunities. 

Client 

The client is a leading gold and diamond jewelry company with a legacy spanning over five decades. Operating approximately 100 showrooms across 72 cities and towns in India, the company is a prominent player in the jewelry retail industry. They aspired to create a unique and engaging shopping experience by leveraging augmented reality (AR) technology to enhance customer satisfaction and differentiate themselves in the competitive market. 

Client 

The client is a leading online retailer in America, specializing in power tools and equipment for professional tradesmen and DIY enthusiasts. With 18 years of experience, they offer a wide range of tools, accessories, and supplies, both new and refurbished, from renowned brands. The company serves its customers via its website and eCommerce platforms like Amazon, ensuring seamless access to industry-leading equipment at affordable prices. 

On the lookout for a reliable data platform partner to help them deliver quality care and maximize patient satisfaction, a leading specialty pharmacy in Europe trusted Visionet’s Modern Data Platform. This collaboration allowed the brand to bridge the gaps in its healthcare system and offer personalized patient care with a 360° patient view.

Visionet transformed Actuarial IT processes for a Fortune 500 firm in the U.S.

Challenges

The client was using a leading Actuarial solution to manage the Actuarial processes. One of the challenges the client was facing was the unstable nature of the IT environment, the lack of standardized processes, and the lack of support.

Client 

A leading European department store with over 40,000 daily visitors and 380,000+ products relied entirely on brick-and-mortar sales. With no digital presence, COVID-19 closures put its revenue at risk. 

Client 

The client is a leading fashion apparel brand that sought to revitalize its email marketing strategy, hindered by outdated and redundant tools that restricted targeted campaigns and personalization. 

Client 

A top fashion retailer, with 45 local stores and 15 international locations, is known for its record-breaking promotions and high footfall.  

Client 

Vince is a global luxury fashion brand known for timeless, elevated everyday pieces. With offices in New York and Los Angeles, Vince operates 48 full-price stores, 15 outlets, and an e-commerce site, vince.com, serving customers worldwide. 

A leading fashion brand partnered with Visionet to enhance its consumer journey by integrating digital capabilities within its physical stores, creating a seamless, omnichannel experience powered by Salesforce.

Client 

ICSC is the world’s largest retail real estate trade association, rebranded in 2021 as Innovating Commerce Serving Communities. The organization supports experiential marketplaces and fosters professional connections, transactions, and growth across the retail real estate industry. 

The Client 

A prominent luxury apparel and fashion accessories brand was looking to modernize its infrastructure and reduce operational costs. Their goal was to transition from the outdated Azure Service Management (ASM) model to the more advanced Azure Resource Manager (ARM), aiming for enhanced developer accessibility and improved scalability. 

The client 

The Collected Group is a renowned designer, distributor, and retailer of women’s contemporary apparel, with operations spanning the US, Canada, and Europe. Known for its commitment to quality and style, the company needed a robust digital retail platform to maintain its reputation and streamline operations. 

The client required a comprehensive solution that provided insights into their attack surface, as well as, automation and orchestration for rapid incident investigation and resolution. The organization was seeking proactive monitoring for their system to secure valuable customer information, protect their intellectual property, and mitigate disruptions to their daily state of affairs via effective threat detection and rapid response.

Explore how our proprietary Cloud Management Platform helped optimize the cloud infrastructure of a global pharmaceutical company for increased efficiency and security.

Challenges

Our client is one of the world’s leading biotechnology and pharmaceutical companies in the United States.

The client’s cloud infrastructure is hosted on Amazon Web Services. As the infrastructure grew in complexity, it made way for a multitude of challenges including:

Overview Visionet designed a solution that helped Mattress Firm simplify product information management. We deployed a high-performance enterprise BI solution that provided detailed reports across business functions.

Client 

A national microfinance bank with 176 branches and 75,000 agents sought a digital payment solution to expand services and capitalize on m-commerce growth. 

Challenges 

The bank needed a secure, scalable e-payment gateway for seamless transactions, merchant onboarding, and real-time fund transfers while ensuring compliance and data security. 

Challenges

A lack of a centralized system was one of the many issues that Y.Hata encountered for its ChefZone division, resulting in inefficiencies in dealing with disparate data formats, communication standards, and integration approaches.

In this case study you will get an insight into how Team Visionet leveraged its cloud modernization services to overhaul the brand’s cloud infrastructure – allowing it to utilize the latest technologies, mitigate security threats, and improve cloud management.

Challenges

The client was using an outdated technology stack, which made it difficult for them to cope with the changing demands of the modern era. The main challenges included:

Visionet transformed the customer data management processes by migrating the on–premise data to the AWS (Amazon Web Services) cloud. In this AWS cloud migration case study you will get valuable insight in to how the client enabled better performance, seamless team collaboration, fast decision-making, and financial governance.

Challenges

The client was seeking a smooth transition to a state-of-the-art cloud environment to overcome the following challenges:

Client 

A premier US-based fashion retailer specializing in high-quality accessories sought to unify customer data, enhance engagement, and optimize business operations with a cutting-edge analytics solution. 

Visionet empowered a Fortune 500 Insurer's data operations, achieving a 30% cost reduction, enhanced security, and improved end-to-end data visibility.

Visionet assisted luxury apparel and accessories brand, Vince, with smooth tenant-to-tenant migration. The engagement enabled better performance, process management, and security. 

Challenges

After the acquisition of Rebecca Taylor, a high-end contemporary lifestyle brand for women, Vince was having trouble managing two separate entities. They were seeking data migration under one roof for easy management.

Client 

Vince is a renowned apparel and accessories fashion brand known for its premium designs and quality. As a growing business, Vince needed a robust IT infrastructure to support its operations, enhance performance, and optimize costs effectively. 

Visionet assisted US-based Title and Settlement Services Company, Timios, in revamping its cloud infrastructure by leveraging Microsoft Azure. The engagement brought a generational shift to its business in terms of security, flexibility, and future growth possibilities.

Challenges

Timios was running their operations on legacy infrastructure which was built on-premise and prone to serious cyberattacks.

They wanted to migrate to the latest, secure, and a scalable system.

Visionet transformed a leading life sciences firm’s data management processes by shifting any on-premises data and decision support system to the AWS Cloud. The resulting implementation improved collaboration, data access, information security, decision-making, and customer focus. 

Challenges

Founded in 1983, Michael Gerald Limited (MGL) is a California-based casual lifestyle apparel company known for its popular apparel brands, including Retrofit, Xtreme Gear, Method, Commerce, and Trash Nouveau.

Visionet redesigned the biotech company’s BI infrastructure and deployed their existing 10-node Qlik cluster on AWS to ensure scalability and pull their data together into one simple, easy-to-analyze dashboard.

Challenges

Our client is one of the leading pharmaceutical and biotechnology companies in the US. It relies on the use of massive amounts of data to develop new products, solutions, and cures. However, the company faced the following challenges:

Client

The client is a global retailer of vitamins and nutritional supplements that operates over 300 stores across the US.

Challenge

The client was looking for a streamlined and mobile-friendly eCommerce experience with fully integrated omnichannel capabilities.

Visionet performed a comprehensive cloud analysis, identified significant overprovisioning of Azure resources, and recommended VM right-sizing and reduction of premium SSD storage for lower cloud spend.

Client

The client is an industry leader for North America’s Men’s, Young Men’s, and Boy’s casual lifestyle apparel including knits, woven tops, denim, and bottoms. It’s spectrum of services covers the entire supply chain end-to-end, from design to landing on store shelves.

Client 

North Bay Distribution, a leading warehousing and shipping provider in the US and Canada, needed a scalable solution to support rapid growth, streamline vendor onboarding, and enhance eCommerce operations. 

Client

The client is a fashion retailer.

Challenge

The client has been using Microsoft Dynamics AX 2009 as their ERP solution, which led to higher maintenance costs. They were struggling with limited supply chain visibility and data accuracy issues. The client required a unified data platform that would centralize channel management by providing robust support for omnichannel retail.

Client 

Vitamin World is a global leader in vitamins and nutritional supplements, offering a diverse range of products to customers worldwide through both online and offline channels. 

Visionet developed an end-to-end, scalable digital asset management platform that solidified Tenovos’s marketing and creative ecosystems as well as improved their team’s efficiency, reduced costs, increased flexibility, and ensured seamless customizability. 

Challenges

Our client is a leading global luxury apparel and accessories brand, selling its products in prestige locations worldwide via retail stores, factory outlet stores, and its eCommerce website.

Due to poor management of IT infrastructure hosted on Azure, the client’s website faced a myriad of outages and security concerns.

Shoebacca achieved exceptional holiday season performance with their mobile-centric eCommerce strategy, resulting in record-breaking sales and customer engagement.

Client 

Mattress Firm, America’s largest specialty mattress and bedding retailer, operates over 3,500 stores across 49 states. They differentiate their brand by offering a wide range of high-quality bedding, competitive pricing, and expert sales support. 

Visionet implemented an integrated pricing and portfolio solution for the reinsurer that combined BI, web, and mobile capabilities for efficient pricing, underwriting, reporting, and probable maximum loss calculation.